Take Home Paycheck Calculator

Estimate gross pay, taxes, deductions, and your net paycheck. Supports hourly or salary income and a clear step-by-step breakdown.

How to Use

  1. Select whether you are paid hourly or by salary.
  2. Enter your pay details and choose your pay frequency.
  3. Add estimated withholding percentages and deduction amounts.
  4. Review gross pay, tax totals, deduction totals, and net take-home pay.
Paycheck Summary

Live Snapshot

Results update from the values you enter below.

Mode: Hourly
Gross Pay
—
Total Taxes
—
Total Deductions
—
Net Take-Home
—
Keep —

Net pay is your estimated amount after withholding and deductions.

Federal
—
State
—
Social Security
—
Medicare
—
Local
—
Other Deduction
—
Inputs & Settings
Enter pay, taxes, and deductions. All values are estimates unless your exact payroll figures are known.
Used to convert annual salary into per-paycheck gross pay.
Informational for display and sharing. Exact tax logic stays in tool JS.
Gross hourly pay before taxes and deductions.
Regular hours included in this paycheck.
Optional overtime hours for this pay period.
Common overtime rate is 1.5× hourly pay.
Optional extra gross pay added to this paycheck.

Tax Withholding Inputs

Enter percentages for an estimate. Use actual payroll rates if you know them.

Estimated federal withholding percentage.
Set to 0 if not applicable.
Optional city or local income tax.
Common employee rate is 6.2%.
Common employee rate is 1.45%.
Flat tax amount withheld from this paycheck.

Deductions

Pre-tax deductions reduce taxable pay first. Post-tax deductions come out after taxes.

Examples: health insurance, traditional retirement, HSA.
Examples: garnishments, certain benefits, union dues.
Optional percent-based pre-tax contribution.
Flat benefit amount deducted from the paycheck.
Show Work (step-by-step)
—
This tool provides an estimate. Actual payroll withholding can vary based on tax forms, benefits, jurisdiction rules, and employer payroll setup.

Paycheck Breakdown

Category Amount
Gross Pay—
Pre-Tax Deductions—
Taxable Pay—
Federal Tax—
State Tax—
Local Tax—
Social Security—
Medicare—
Other Taxes—
Post-Tax Deductions—
Net Take-Home Pay—

What This Calculator Includes

  • Gross paycheck estimation from hourly wages or salary
  • Optional overtime and extra gross pay inputs
  • Federal, state, local, Social Security, and Medicare withholding estimates
  • Pre-tax and post-tax deductions
  • Net take-home pay per paycheck
This is an estimation tool, not tax, payroll, or legal advice.

FAQ

What is take-home pay?

Take-home pay is the amount left from your paycheck after taxes and deductions are subtracted from gross pay.

What is the difference between gross pay and net pay?

Gross pay is the total earnings before deductions. Net pay is what you actually receive after taxes and deductions.

Are taxes exact?

Not always. Payroll withholding depends on forms, jurisdiction rules, taxable benefits, wage caps, and employer payroll settings.

Can I use this for hourly or salary jobs?

Yes. The calculator supports both hourly and annual salary modes, plus pay frequency conversion.

Tool Info

Last updated:

Updates may include UI refinements, improved payroll breakdown display, and edge-case handling.