A is what % of B?: (A / B) x 100 (invalid if B = 0)
Increase A by X%: A x (1 + X/100)
Decrease A by X%: A x (1 - X/100)
% change A → B: ((B - A) / A) x 100 (invalid if A = 0)
Tip: "Percentage points" differ from % change (e.g., 10% → 12% is a +2 percentage point change, but a +20% relative increase).
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