Financial Calculators

Estimate retirement account growth with contributions, employer match, salary growth, returns, and fees.

Calculate payments, totals, and a full amortization schedule. Add extra payments to see payoff time and interest savings.

Supports ordinary annuity vs annuity due, plus compounding/payment frequency.

Estimate the payment you can withdraw from an annuity balance over a fixed term, using an interest rate and payment schedule.

Enter loan amount, fees, payment, and term to solve APR. Includes nominal APR, effective rate.

Estimate a monthly lease payment using MSRP, selling price, residual, money factor, term, taxes, and fees.

Estimate monthly payment, total interest, and total cost. Supports down payment, trade-in, taxes, fees, and extra payments.

Enter a list of periodic returns (%, per period) to compute arithmetic and compound (geometric) average return.

Estimate monthly payment, total interest, and payoff impact of extra payments. Includes taxes, fees, down payment, and trade-in.

Price ↔ Yield (YTM), current yield, duration, and convexity — fast, clean, and with Show Work.

Build a clean monthly budget: income, expenses, savings, and debt. Live totals, show-work.

Build a monthly budget fast: income, expenses, and savings targets. See totals, category breakdowns, and your remaining cash flow.

Estimate monthly payment, total interest, total cost, and payoff timeline. Add fees and extra payments if needed.

Canadian-style mortgage payments with payment frequencies, compounding options, amortization summary, and Show Work.

Compare a cash back offer vs a low APR offer for the same spending and payoff plan. See the break-even point and which option costs less.

Calculate CD maturity value, interest earned, and convert APR ↔ APY using your compounding frequency.

Estimate total cost, net cost, and out-of-pocket for college with yearly inflation and aid.

Calculate commissions from sales using percent, tiered brackets, base + percent, or a recoverable draw.

Estimate future value with compounding and optional contributions.

Calculate total cost from unit price and quantity, with optional discount, tax, shipping, and fees.

Estimate payoff time, total interest, and total paid from your balance, APR, and monthly payment.

Estimate payoff time, total interest, and a month-by-month schedule. Switch modes to solve for the payment you need.

Convert amounts using a manual exchange rate (deterministic) or fetch a live rate on demand.

Compare your current debts vs a consolidation loan. See estimated payment, total interest, payoff time, and savings.

Add your debts, choose Snowball or Avalanche, and see payoff date + total interest.

Calculate front-end and back-end debt-to-income (DTI) ratios using monthly gross income and monthly debt payments.

Calculate depreciation using Straight-Line, DDB, or SYD. Includes schedule, accumulated depreciation, and book value.

Calculate sale price, savings, and optional sales tax. Supports percent-off and amount-off discounts.

Choose percent or fixed down payment. Optionally add tax/fees and apply trade-in, rebate, and payoff to estimate your amount financed.

Estimate taxable estate and estate tax owed using deductions + configurable exemption and tax settings.

Estimate monthly payment with P&I, Upfront MIP, Annual MIP, plus taxes, insurance, and HOA.

Switch modes for loans, savings growth, and interest. Clear outputs, optional amortization preview, and Show Work.

Estimate the value of a lump sum and optional recurring contributions over time with compounding.

Estimate how much home you may be able to afford based on your income, debts, down payment, loan settings, and housing costs.

Estimate U.S. federal income tax, taxable income, marginal rate, effective rate, and after-tax income.

Compare buying power between two years using CPI-based reference data. See adjusted value, total inflation, annualized rate.

Calculate simple or compound interest, optional recurring contributions, ending balance, and total interest earned.

Estimate the annual interest rate from principal, ending balance, and time. Supports both simple and compound interest.

Estimate future value using compound growth, optional recurring contributions, and contribution timing.

Project Traditional or Roth IRA growth with contributions, compound returns, inflation adjustment, and retirement-age planning.

Evaluate investment performance from an initial cost and projected cash flows. Includes IRR, NPV check.

Estimate monthly lease payments, depreciation, finance charge, taxes, due at signing, and total lease cost.

Calculate selling price, cost, profit, gross margin, and markup in one place with clean step-by-step work.

Compare estimated taxes as two single filers versus married filing jointly to see a possible marriage bonus or marriage penalty.

Estimate payment, interest, payoff timing, and full amortization details for a mortgage with optional taxes, insurance, HOA, and extra payments.

Estimate monthly mortgage payments, housing costs, total interest, and payoff totals. Add taxes, insurance, PMI, HOA, and extra payments.

Estimate your payoff date, total interest, and how much faster you can become mortgage-free with extra payments.

Calculate how long it takes for an investment to recover its initial cost using equal yearly cash inflows or variable annual cash flows.

Estimate loan or financing payments fast. Compare payment frequency, extra payments, and total borrowing cost.

Estimate pension income using salary, years of service, multiplier, retirement age, survivor option, and COLA assumptions.

Calculate sale price, discount amount, money saved, and optional total after tax. Also includes reverse mode to estimate the original price from a discounted price.

Estimate monthly payment, total repayment, interest cost, and the effect of extra monthly payments.

Calculate the value today of a future lump sum or a stream of payments using discount rate, time, and compounding.

Analyze a property from both a buyer and investor perspective. Estimate mortgage payment, total monthly cost, cash to close, NOI, cap rate, and cash flow.

Compare your current loan against a refinance. Estimate payment change, interest savings, closing-cost break-even, and optional cash-out impact.

Estimate mortgage payment, monthly cash flow, annual cash flow, NOI, cap rate, and cash-on-cash return for a rental property deal.

Estimate monthly housing cost, rent affordability, move-in cash needed, and roommate splits.

Compare the long-term financial impact of renting versus buying with mortgage costs, rent increases, ownership expenses, equity, appreciation, and selling costs.

Estimate repayments, total interest, and total cost for loans using fixed-rate repayment inputs.

Estimate how your savings could grow from now to retirement using current balance, recurring contributions, expected return, and inflation assumptions.

Estimate your required minimum distribution using your prior year-end balance, age, and beneficiary details. View the divisor, deadline, table used, and step-by-step work.

Calculate return on investment, profit, net return, and annualized ROI using purchase cost, ending value, income, fees, and time held.

Estimate Roth IRA growth, total contributions, investment gains, and inflation-adjusted retirement value.

Convert pay across common periods and estimate annual compensation with overtime, bonus, commission, raise, and unpaid time adjustments.

Calculate tax amount, final total, reverse tax, quantity totals, and optional discounts with clean step-by-step work.

Estimate future savings growth from your starting balance, recurring deposits, interest rate, compounding schedule, and optional inflation adjustment.

Enter your goal, current savings, and target date to calculate how much you need to save each day, week, or month.

Calculate interest earned or owed using the simple interest formula. Solve for interest, total amount, principal, rate, or time with step-by-step work.

Estimate retirement benefits by filing age. Compare early, full retirement age, and delayed claiming scenarios with monthly and annual totals.

Estimate payment amount, total interest, total paid, and payoff date for a fixed student loan with optional extra payments.

Estimate gross pay, taxes, deductions, and your net paycheck. Supports hourly or salary income and a clear step-by-step breakdown.

Estimate monthly mortgage payments in the UK, compare repayment vs interest-only, and review deposit, loan amount, LTV, total interest, and total paid.

Estimate your VA home loan payment, funding fee, financed balance, and total monthly housing cost.

Add VAT, remove VAT, or split totals into net amount, VAT amount, and gross amount.