/* ============================================================
   Utilities Bunker — VA Mortgage Calculator (v2.1)
   File: /assets/css/modules/calculators/financialcalculators/va-mortgage-calculator.v2.1.css
   Purpose:
   - Tool-only layout and financial calculator styling
   - Mobile-first, responsive, accessible
   - No edits to ub-toolkit.v2.1.css
   ============================================================ */

:root{
  --va-gap: 14px;
  --va-radius: 16px;
  --va-soft: rgba(0,0,0,.06);
  --va-accent-soft: rgba(249,58,19,.10);
  --va-accent-mid: rgba(249,58,19,.22);
  --va-good: #22c55e;
  --va-warn: #f59e0b;
  --va-risk: #ef4444;
}

/* Header helpers */
.ub-va-header{
  display:flex;
  align-items:flex-start;
  justify-content:space-between;
  gap:10px;
  flex-wrap:wrap;
}

.ub-va-h1{
  margin:0;
  font-size:var(--ub-fs-5);
}

.ub-va-subtitle{
  margin:6px 0 0;
}

/* Standard list spacing */
.ub-va-list{
  margin:0;
  padding-left:18px;
}

.ub-va-list li + li{
  margin-top:6px;
}

/* Main hero layout */
.ub-va-hero{
  display:grid;
  grid-template-columns:1.02fr .98fr;
  gap:var(--va-gap);
  align-items:start;
}

@media (max-width: 980px){
  .ub-va-hero{
    grid-template-columns:1fr;
  }
}

/* Panels */
.ub-va-panel{
  background:var(--ub-surface-2);
  border:1px solid var(--ub-border);
  border-radius:var(--va-radius);
  padding:12px;
}

.ub-va-panel--summary{
  position:relative;
  overflow:hidden;
}

.ub-va-panel--summary::before{
  content:"";
  position:absolute;
  inset:0 0 auto 0;
  height:84px;
  background:linear-gradient(180deg, var(--va-accent-soft), transparent);
  pointer-events:none;
}

.ub-va-panel-head{
  position:relative;
  display:flex;
  align-items:flex-start;
  justify-content:space-between;
  gap:10px;
  flex-wrap:wrap;
  margin-bottom:10px;
}

.ub-va-eyebrow{
  font-size:12px;
  font-weight:950;
  letter-spacing:.08em;
  text-transform:uppercase;
  color:var(--ub-muted);
}

.ub-va-panel-title{
  font-size:clamp(18px, 1.2rem + .35vw, 24px);
  font-weight:950;
  line-height:1.15;
  letter-spacing:-.01em;
  margin-top:4px;
}

.ub-va-badge{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-height:44px;
  padding:10px 14px;
  border-radius:999px;
  border:1px solid var(--ub-border);
  background:var(--ub-card-bg);
  font-size:12px;
  font-weight:950;
  letter-spacing:.04em;
  text-transform:uppercase;
  white-space:nowrap;
}

/* KPI cards */
.ub-va-kpis{
  position:relative;
  display:grid;
  grid-template-columns:repeat(2, minmax(0, 1fr));
  gap:10px;
}

@media (max-width: 560px){
  .ub-va-kpis{
    grid-template-columns:1fr;
  }
}

.ub-va-kpi{
  padding:12px;
  border-radius:14px;
  border:1px solid var(--ub-border);
  background:var(--ub-card-bg);
  box-shadow:0 1px 0 rgba(0,0,0,.02);
}

.ub-va-kpi .k{
  font-size:11px;
  font-weight:900;
  text-transform:uppercase;
  letter-spacing:.05em;
  color:var(--ub-muted);
}

.ub-va-kpi .v{
  margin-top:4px;
  font-family:var(--ub-mono);
  font-size:clamp(15px, .92rem + .25vw, 18px);
  font-weight:950;
  line-height:1.2;
  overflow-wrap:anywhere;
}

/* Housing load meter */
.ub-va-meter-wrap{
  margin-top:14px;
  padding:12px;
  border-radius:14px;
  border:1px solid var(--ub-border);
  background:var(--ub-card-bg);
}

.ub-va-meter-labelrow{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:10px;
  flex-wrap:wrap;
  margin-bottom:8px;
}

.ub-va-meter-label{
  font-size:12px;
  font-weight:950;
  text-transform:uppercase;
  letter-spacing:.05em;
  color:var(--ub-muted);
}

.ub-va-meter-value{
  font-family:var(--ub-mono);
  font-size:13px;
  font-weight:950;
}

.ub-va-meter{
  width:100%;
  height:14px;
  border-radius:999px;
  overflow:hidden;
  background:var(--ub-surface-3);
  border:1px solid var(--ub-border);
}

.ub-va-meter-fill{
  width:0%;
  height:100%;
  border-radius:999px;
  background:linear-gradient(90deg, var(--ub-btn-grad-a), var(--ub-btn-grad-b));
  transition:width .18s ease;
}

@media (prefers-reduced-motion: reduce){
  .ub-va-meter-fill{
    transition:none;
  }
}

/* Presets */
.ub-va-pills{
  display:flex;
  flex-wrap:wrap;
  gap:10px;
  margin-top:12px;
}

.ub-va-pills .ub-chip{
  min-height:44px;
}

/* Inputs panel tweaks */
.ub-va-panel--inputs .ub-card{
  margin:0;
  background:transparent;
  border:none;
  box-shadow:none;
  padding:0;
}

.ub-va-divider{
  border:none;
  border-top:1px solid var(--ub-border);
  margin:14px 0;
}

.ub-va-switches{
  display:flex;
  flex-wrap:wrap;
  gap:10px;
}

.ub-va-switches .ub-chip{
  display:flex;
  align-items:center;
  gap:8px;
  min-height:44px;
}

.ub-va-actions{
  margin-top:12px;
}

/* Show work */
.ub-work{
  font-family:var(--ub-mono);
  font-size:13px;
  line-height:1.6;
  white-space:pre-wrap;
  overflow-wrap:anywhere;
}

/* Breakdown grid */
.ub-va-breakdown-grid{
  display:grid;
  grid-template-columns:repeat(3, minmax(0, 1fr));
  gap:10px;
}

@media (max-width: 900px){
  .ub-va-breakdown-grid{
    grid-template-columns:repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 560px){
  .ub-va-breakdown-grid{
    grid-template-columns:1fr;
  }
}

.ub-va-breakdown-item{
  padding:12px;
  border:1px solid var(--ub-border);
  border-radius:14px;
  background:var(--ub-surface-2);
}

.ub-va-breakdown-item .ub-k{
  margin-bottom:4px;
}

.ub-va-breakdown-item .ub-v{
  overflow-wrap:anywhere;
}

/* FAQ spacing */
.ub-va-faq-q{
  margin:12px 0 6px;
  font-size:var(--ub-fs-2);
}

.ub-va-faq-a{
  margin:0 0 10px;
}

.ub-va-faq-a:last-child{
  margin-bottom:0;
}

/* Improve shared collapsible feel slightly for this tool */
.ub-collapsible summary{
  min-height:44px;
}

.ub-collapsible summary:focus{
  outline:none;
  box-shadow:0 0 0 4px var(--ub-focus);
  border-radius:12px;
}

/* Rail button helper */
.ub-btn--block{
  width:100%;
}

/* Slightly cleaner financial data feel */
.ub-out{
  background:
    linear-gradient(180deg, rgba(249,58,19,.04), transparent 30%),
    var(--ub-surface-2);
}

html.ub-theme-dark .ub-out{
  background:
    linear-gradient(180deg, rgba(249,58,19,.08), transparent 30%),
    var(--ub-surface-2);
}

/* Stronger focus for chips inside this tool */
.ub-va-pills .ub-chip:focus,
.ub-va-switches .ub-chip:focus{
  outline:none;
  box-shadow:0 0 0 4px var(--ub-focus);
}

/* Small-screen polish */
@media (max-width: 520px){
  .ub-va-panel{
    padding:10px;
  }

  .ub-va-kpi{
    padding:10px;
  }

  .ub-va-meter-wrap{
    padding:10px;
  }

  .ub-va-breakdown-item{
    padding:10px;
  }
}

/* Large-screen breathing room */
@media (min-width: 1280px){
  .ub-va-panel{
    padding:14px;
  }

  .ub-va-kpis{
    gap:12px;
  }

  .ub-va-breakdown-grid{
    gap:12px;
  }
}