/* ============================================================
   Utilities Bunker — Refinance Calculator (v2.1)
   File: /assets/css/modules/calculators/financialcalculators/refinance-calculator.v2.1.css
   Purpose:
   - Tool-only layout and visuals for the refinance calculator
   - Keeps shared UB Toolkit untouched
   - Mobile-first, accessible, fast, and uniform with UB v2.1
   ============================================================ */

/* Local tool tokens */
:root{
  --refi-radius: 16px;
  --refi-gap: 14px;
  --refi-soft: rgba(0,0,0,.06);
  --refi-accent: rgba(249,58,19,.14);
  --refi-accent-strong: rgba(249,58,19,.24);
  --refi-good: rgba(34,197,94,.16);
  --refi-warn: rgba(245,158,11,.16);
  --refi-bad: rgba(239,68,68,.16);
}

/* Hero layout */
.ub-refi-hero{
  display:grid;
  grid-template-columns: 1.08fr 0.92fr;
  gap: var(--refi-gap);
}

@media (max-width: 980px){
  .ub-refi-hero{
    grid-template-columns: 1fr;
  }
}

/* Panels */
.ub-refi-panel{
  background: var(--ub-surface-2);
  border: 1px solid var(--ub-border);
  border-radius: var(--refi-radius);
  padding: 12px;
}

.ub-refi-panel--summary{
  min-width: 0;
}

/* Top summary */
.ub-refi-top{
  display:flex;
  justify-content:space-between;
  align-items:flex-start;
  gap: 10px;
  flex-wrap:wrap;
  margin-bottom: 10px;
}

.ub-refi-title{
  font-size: clamp(13px, 1.2vw, 14px);
  font-weight: 950;
  letter-spacing: .01em;
}

.ub-refi-sub{
  font-size: 12px;
  color: var(--ub-muted);
  margin-top: 2px;
}

/* KPI tiles */
.ub-refi-kpis{
  display:flex;
  flex-wrap:wrap;
  gap: 8px;
  justify-content:flex-end;
}

.ub-kpi{
  min-width: 128px;
  padding: 8px 10px;
  border-radius: 14px;
  border: 1px solid var(--ub-border);
  background: var(--ub-card-bg);
}

.ub-kpi .k{
  font-size: 11px;
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: .04em;
  color: var(--ub-muted);
}

.ub-kpi .v{
  font-family: var(--ub-mono);
  font-weight: 950;
  font-size: 14px;
  margin-top: 2px;
  line-height: 1.25;
  overflow-wrap:anywhere;
}

/* Recommendation banner */
.ub-refi-banner{
  margin: 10px 0 12px;
  padding: 12px 14px;
  border-radius: 14px;
  border: 1px solid var(--ub-border);
  background:
    linear-gradient(180deg, var(--refi-accent), transparent),
    var(--ub-card-bg);
  font-size: 13px;
  line-height: 1.5;
  font-weight: 800;
}

/* Comparison bars */
.ub-refi-compare{
  display:grid;
  gap: 12px;
}

.ub-refi-bar-group{
  display:grid;
  gap: 8px;
}

.ub-refi-bar-label{
  display:flex;
  justify-content:space-between;
  align-items:center;
  gap: 12px;
  flex-wrap:wrap;
  font-size: 13px;
  font-weight: 900;
}

.ub-refi-bar-label strong{
  font-family: var(--ub-mono);
  font-size: 13px;
  color: var(--ub-text);
}

.ub-refi-bar-track{
  height: 16px;
  border-radius: 999px;
  overflow:hidden;
  border: 1px solid var(--ub-border);
  background: var(--ub-surface-3);
  position: relative;
}

.ub-refi-bar{
  height: 100%;
  width: 0%;
  border-radius: 999px;
  transition: width 180ms ease;
}

.ub-refi-bar--current{
  background: linear-gradient(90deg, rgba(107,114,128,.55), rgba(107,114,128,.9));
}

.ub-refi-bar--new{
  background: linear-gradient(90deg, var(--ub-btn-grad-a), var(--ub-btn-grad-b));
}

@media (prefers-reduced-motion: reduce){
  .ub-refi-bar{
    transition: none;
  }
}

/* Stats grid */
.ub-refi-stats{
  display:grid;
  grid-template-columns: repeat(2, minmax(0,1fr));
  gap: 10px;
  margin-top: 2px;
}

.ub-stat{
  padding: 10px 12px;
  border-radius: 14px;
  border: 1px solid var(--ub-border);
  background: var(--ub-card-bg);
  min-width: 0;
}

.ub-stat .ub-k{
  font-size: 11px;
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: .04em;
  color: var(--ub-muted);
}

.ub-stat .ub-v{
  margin-top: 4px;
  font-family: var(--ub-mono);
  font-weight: 950;
  font-size: 14px;
  line-height: 1.25;
  overflow-wrap:anywhere;
}

@media (max-width: 520px){
  .ub-refi-stats{
    grid-template-columns: 1fr;
  }
}

/* Presets */
.ub-preset-row{
  display:flex;
  flex-wrap:wrap;
  gap: 10px;
  margin-top: 12px;
}

.ub-preset-row .ub-chip{
  min-height: 44px;
  padding: 10px 12px;
}

/* Section headings inside form */
.ub-section-block{
  display:block;
}

.ub-section-heading{
  margin: 0 0 12px;
  font-size: 13px;
  font-weight: 950;
  letter-spacing: .06em;
  text-transform: uppercase;
  color: var(--ub-muted);
}

/* Input polish */
.ub-field .ub-inputrow{
  display:block !important;
}

.ub-field .ub-inputrow > input,
.ub-field .ub-inputrow > select{
  display:block !important;
  width:100% !important;
}

.ub-field .ub-inputrow > select{
  margin-top: 0;
}

.hint{
  margin-top: 6px;
  font-size: 12px;
  color: var(--ub-muted);
}

.ub-inline-error{
  margin-top: 6px;
  font-size: 12px;
  color: var(--ub-danger);
  font-weight: 800;
  min-height: 16px;
}

/* Output / work */
.ub-work{
  font-family: var(--ub-mono);
  font-size: 13px;
  line-height: 1.55;
  white-space: pre-wrap;
  overflow-wrap:anywhere;
}

/* Details enhancement */
.ub-collapsible summary{
  cursor:pointer;
  font-weight:950;
  min-height:44px;
  display:flex;
  align-items:center;
}

.ub-collapsible summary:focus{
  outline:none;
  box-shadow:0 0 0 4px var(--ub-focus);
  border-radius:12px;
}

/* Rail helper */
.ub-btn--block{
  width:100%;
}

/* Make long values safer */
.ub-safe-money,
.ub-v,
.ub-kpi .v{
  word-break: break-word;
  overflow-wrap:anywhere;
}

/* Better spacing for action blocks */
.ub-actions{
  display:flex;
  flex-wrap:wrap;
  gap:10px;
  align-items:center;
}

/* Small screens */
@media (max-width: 640px){
  .ub-kpi{
    min-width: 106px;
  }

  .ub-refi-banner{
    font-size: 12px;
  }

  .ub-refi-bar-label{
    align-items:flex-start;
  }
}

/* Dark-mode subtle tuning */
html.ub-theme-dark .ub-refi-banner{
  background:
    linear-gradient(180deg, rgba(249,58,19,.12), transparent),
    rgba(255,255,255,.03);
}

html.ub-theme-dark .ub-refi-bar-track{
  background: rgba(255,255,255,.06);
}

html.ub-theme-dark .ub-refi-bar--current{
  background: linear-gradient(90deg, rgba(156,163,175,.38), rgba(156,163,175,.74));
}